A homeowner's association is an organization created to make rules and covenants that govern a neighborhood subdivision, a master planned community, or a group of townhouses or condominiums. The association consists of a governing body, legal documents, and members. Generally speaking, an HOA has limited powers to restrict certain aspects of the bundle of rights that come with ownership of a property. HOA's have the right to assess fees, dues, and special assessments for the common good of the community. There are rules for how these financial responsibilities can be levied to protect the individual property owners. You can find your homeowners association documents by completing the form below.